Services
Senior technology leadership and delivery, from strategy through to shipped product.
Services
CTO — Full or fractional
Scaling businesses often face the challenge of leadership gaps, especially in the technological arena.
Our CTO-on-Hire service bridges this gap, providing you with seasoned technology leaders who bring a wealth of experience and strategic insights to propel your business forward.
AI & Agentic Engineering
AI-assisted development is changing what a small engineering team can ship, but only when it's rolled out deliberately.
We assess your engineering workflow and implement AI-assisted development practices — the same agentic tooling that took our own delivery throughput up 3x with flat headcount.
Technical Due Diligence
Before you invest in or acquire a technology business, you need an honest read on what you're buying.
We assess a target company's architecture, technical debt, security posture and team capability, and give investors and acquirers a clear, practical view of the risk before the deal closes.
FinTech Technology & Compliance
Regulated FinTech products carry technical requirements most software teams have never had to meet.
We design and build the technology stack for licensed financial products — payments, cards, wallets and FX — alongside the compliance backbone regulators expect: AFSL/AUSTRAC and MSB/FINTRAC-ready monitoring, screening and audit trails.
Digital Strategy
In the digital age, a robust and well-crafted strategy is your key to success.
We are experts to guide your business through the process of digital era, helping you forge a digital pathway that aligns with your business objectives and drives unprecedented growth.
Bespoke Solutions
Your business is unique, and your technology solutions should be too.
At Raffina, we specialise in creating bespoke solutions that address your specific challenges and opportunities. From custom software development to tailored SaaS, we bring your unique vision to life.
Frequently asked questions
What is a fractional CTO, and do I need one or a full-time CTO?
A fractional CTO gives you senior technology leadership for part of the week instead of a full-time executive salary. It suits founders and SMEs who need technology strategy, architecture and team leadership but not 40 hours a week of it. raffina also provides full-time CTO leadership when the business needs it.
How can I work with raffina?
Three ways: advisory (a few hours a month for a founder or board), an embedded fractional CTO (days per week, owning the technology direction and the team), or a fixed-scope project such as an integration, a data platform or an AI agent. raffina is based in Perth and works remotely across Australia and New Zealand.
What does technical due diligence cover?
An assessment of the target company's architecture, technical debt, security posture and team capability, written as a clear, practical view of the risk for investors and acquirers before the deal closes.
Can raffina build AUSTRAC-compliant fintech technology?
Yes. Mo Zaatar built the compliance backbone of Bless Payments for two regulators, AFSL and AUSTRAC in Australia and MSB and FINTRAC in Canada: real-time transaction monitoring, customer screening, in-app identity verification, ongoing AML and sanctions checks, and automated regulator reporting.
How does raffina use AI in software delivery?
Human-led: AI does the first pass and people make the call. At Bless Payments, Claude and GitHub Copilot across engineering and first-line support took throughput up roughly 3x with headcount flat. raffina assesses where AI pays off in your workflow, and where it doesn't, before rolling it out.
How much does raffina cost?
raffina doesn't publish prices, because engagements range from a few hours a month to an embedded CTO. Book a 30-minute call or email hello@raffina.com.au to discuss what you need.
Not sure which service fits?
Book a 30-minute call and we'll work out the right starting point together.
Book a 30-minute call